File-and-Suspend, Suspended When Special Care Is Needed: The Special Needs Trust Coaches A Fruitful Retirement: Social Security Benefit

Why we do it? Other financial advisors might consider us backwards. We view our service in a different way. Most firms will tell you what they do, how they do it, and then leave it to you to figure out why they do it, but you never really get a sense of why. We start with the why. Why we do this is simple:

  • We grew up with families and friends who are not wealthy. They did not have access to inside information or inheritances so they had to work.
  • Most have worked long hours and days to provide for their families because they realized what was important. It was not the accumulation of money for its own sake, but to protect their family's future and to enjoy the time together.
  • Some are veterans who have served this country for many years with the understanding they would not be rich with money but rich with the knowledge that they should be secure in their financial futures, just as they had helped to secure this country's future.
  • Or they worked for institutions that promised to provide pensions and health care for life so they could enjoy the later years, not worrying about chasing paychecks, but chasing grandchildren.

Most media outlets and institutions would have you believe it is more than that, but really it is simple. We understand that there are two assets that are more important than money, and that is family and time. We understand that so we treat them both as you would, because that is what we believe.

How? How we do this is by providing the highest quality advice, information, services and products available. We can do this because we are independent and not restricted by mandates and quotas that the average person, who is not in our business, does not see.

What? What we are happens to be independent financial advisors.

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